We start by sitting down with you to get to know you, your vision, what keeps you up at night and what will make the most difference to you, your family, and your business.

Next, we will work with you to create a strategy that integrates accounting,  tax, and smart business solutions that are aligned with your goals and geared to the overall health of your business.

Our local Arizona CPA's, Accountants & Advisors work with you to construct management reports and easy to track dashboards that tell you what's working and where you need to make adjustments. At Cobb CPA it's all about looking ahead to meet and exceed your goals.

The more you know about your business, the less chance you have of being hit with an unexpected problem. Overcoming the concerns you currently have about your business doesn't have to be a problem you solve on your own.

Helping Arizona Business Grow, Profit & become more Valuable!

Our office is located in Tempe Arizona at 1553 W Todd Drive, in Suite 206.

Phone: 480-517-0988   Fax: 480-517-0989

We can be reached by email at info@cobbcpa.com

Our office hours at Monday Thru Friday 9:00am - 5:30pm and Saturdays by Appointment.

We look forward to meeting you and becoming your Partner In Performance!

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Tracy Cobb, CPA

Tracy Cobb has been a practicing CPA 25 years. He began his CPA career at a regional CPA firm in Portland Oregon where he specialized in helping individuals, & small businesses decrease their tax burden and grow their business. He and his wife, Debi started Cobb CPA from their home office in 1996. The firm grew quickly and now includes six team members and is located in Tempe Arizona.

“I am most passionate about helping small business people accomplish their goals. Nothing gives me more satisfaction than watching a small business owner become more successful than they thought possible. It can affect everything, their family, team, customers and community. Making a substantial, positive difference is the best that I can give back!”

“When I first began our Arizona practice I met a family that had started a small Montessori school in their home. They had 12 students. Today they serve over 350 students from toddler though adolescence. The school has affected the lives of thousands of students and families and is regarded as one of the top elementary schools in the state! When they moved into their new 5 acre 25,000 square foot facility the director of the school gave us a tour and told us “...you made this possible.” Wow! That was a great moment and one I’ll never forget. Working with a people in their business is personal. It’s a privilege.”

“During this last tax season a new client and his young family came to us. His tax return had already been prepared. He owed over $5,000 and couldn’t understand why he owed so much. We sat down and dug into his already prepared tax return. We asked a lot of questions (knowing the right questions to ask is the key). As a result of working together we were able to help him prepare a tax return that resulted in a refund of over $2,000. That’s a savings of $7,000! The result was huge for this young family. It’s certainly not the largest change we’ve ever made on a tax return but their excitement was infectious. That’s my ice cream. That’s why I do this!”

I love to spend time with my family when we’re not working with our clients. We began kayaking a couple of years ago. We’ve taken them to the beach at San Diego, Kona, and Rocky Point, the Deschutes River in Central Oregon, and camping in Northern Arizona. Both of our kids are avid soccer players. They’ve been playing since they were 4 or 5 years old and have played through high school and now beyond. There’s nothing better than watching them develop perseverance, confidence, and a sense of fair play whether that’s through a tough school curriculum or championship sports.

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Debi Cobb, Accountant

Debi is a QuickBooks Pro Advisor, Trainer, and Accountant. She has been helping business owners and their teams with sales, payroll taxes, bookkeeping, and financial statement preparation since 1995.

“Every business is different and my goal is to really understand how we can make their life easier and help them become more profitable. I want to allow the business owner the freedom to focus on the needs of the business and making it a success and not worry about where the debits and credits go. After that, I think it’s really important that they understand their financial reports so they can see what’s going well and what needs work. Together we can make the necessary changes to the process so the business becomes more valuable and they can do all the things they hoped to be able to do when they started their company.”

“There have been so many clients over the years, but I remember this one family business that was really having trouble putting it all together. After the IRS had paid them a visit they asked for our help. Our team took the shoe boxes and paper bags full of records, sorted through it with them and made sense of the chaos. They were very relieved and have been on track ever since.”

“Quite often a new client will come to our office not sure what needs to be done or how to get there. We put things in order and take the time to explain it to them so they can really understand not only what they need to do but also why it’s important.”

“When I’m not pounding the keys I love to hike, kayak, and take fitness classes. Last year I was involved with a women’s boot camp that met five days a week at 5:30 in the morning! And I love to clean house! Just kidding. I am a bit of a HGTV junkie - so many ideas so little time! I do love to spend time with my husband and two great kids!”
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Sue Effhauser, Accountant

Sue has been a part of the Cobb CPA team for the past 12 years.  Sue is a QuickBooks Pro Advisor and specializes in QuickBooks Training, Payroll Processing, sales tax reporting and write-up work.   

Developing close working relationships with many of our clients throughout the years has become very rewarding to me.  My genuine care and concern for our many different variety of clients and their business, is what I’m passionate about.  It’s important that a client have the trust in you knowing that you are there to help and train them to keep accurate records and stay compliant with all their filings.

I have had the pleasure of working with many construction clients throughout the years.  There was one particular client who conducted business in several different cities in the metropolitan area.  This company had let go of their bookkeeper and I was brought in to take over the sales tax reporting for the state and all the various cities.  Upon going back through the previous 18mths of reports I discovered that not only had incorrect sales tax rates been used but allowed deductions had not been taken.  The end resulted in several thousand dollars in refunds for the company.

After losing many family members and my father at a very young age of 49 to cancer, I became active in the American Cancer Society.  I served many years as the Neighborhood Chairperson for the annual drive along with working many Cancer fund raising events.  I served on many committees for my church and cook and serve meals to the sick and homebound. My most satisfying accomplishment was several years ago taking off two weeks from my job to help in the rehab of a young boy who suffered a malignant brain tumor.  I have watched this boy over the years grow into a healthy, cancer free young man.

In my spare time I enjoy swimming, gardening, keeping house, baking and entertaining friends and family.  I bake and decorate Wedding Cakes, Specialty Cakes and cookies.  I have many brothers and sisters and I am blessed that we all get together at least a couple times a month.  My greatest loves are my husband, two daughters, 2 great son-in-laws and six wonderful grandchildren.  I look forward to every weekend when we are all together carrying on a family tradition I was blessed to grow up with, that being having a good old “Sunday Dinner” together.

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Tyler Anderson, CPA

Tyler Anderson graduated Cum Laude honors from G.R. Herberger College of Business at Saint Cloud State University in Minnesota. He has three years experience preparing tax returns and advising small individuals and small business owners and is a former Sargeant in the Marine Corps Reserves.

"My experience as a small unit leader in the United States Marine Corps Reserve instilled responsibility, which I commit to our clients, and my religious faith affirms my integrity to our clients, society, and the profession. Finally, my dedication to becoming a certified public accountant illustrates my continual quest for further expertise and knowledge of the accounting profession.


My professional experience spans a period of three years−three tax seasons−in the areas of small business, partnership, and individual tax preparation. Coinciding with tax preparation is my experience tying client records with source documentation for clean and consistent books, extensive tax research for maximum client value and minimal tax liability, and tax planning strategies for future uncertainties. Additionally, I have experience in compiling financial statements, preparing sales tax reports, and filing quarterly and annual payroll reports.


Current events and continual understanding of our country and its founding principles define me individually. I believe in our Founding Fathers’ exhortation of civic responsibility in being involved and informed with our political system in whatever capacity available to us; likewise, I enjoy discussing current and historic events of our country. Recently I have had the amazing experience of becoming a father, to which my wife and I have experienced extreme fulfillment partaking in this genesis of parenthood. Leisurely I find golfing to be relaxing and snowboarding to be cutting edge. A perfect ending to any of my days will find me unwinding in the therapeutic steam of my Finnish sauna, an icon of my heritage.

All of these professional and personal traits guarantee honor, courage, and commitment in the actions comprising me. Think independently, think free!"

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George Taylor, Director of Client Services

George is a graduate of Butler University with a Bachelor’s of Science in Accounting and Business Administration.  His Accounting career started in Texas as an Assistant Controller for a Fortune 500 company.  After a couple of years, he was promoted and transferred to Arizona as Area Controller in charge of three facilities. Later, George gained a lot more business management experience as a District Manager over a three state territory, while supervising seventy employees. 

"One of the things I learned as a District Manager is that the accounting function cannot be done in a vacuum.  When making business decisions, you cannot just rely on the financials, a lot of operational factors have to be taken into consideration.  I also learned that business relationships are one of the keys to a successful endeavor.  I believe that when you choose to work with someone, you should choose someone you like and trust.  I believe in relationship building and working hard to establish with our clients confidence that we will work to do what’s best for them personally and corporately."

 "Personally, I have spent a lifetime playing and coaching sports.  I use what I was taught about sports in everything I do, which is to always try your hardest to achieve your best results.  When coaching, a similar mantra applies – strive for continual improvement.  And in business, I meld the two concepts together to assist companies by suggesting “best practices” and “tried-and-true” methods for improving business results."

 "As mentioned earlier, I am an avid sports fan and participant.  I also participate on the Board of Directors of a local Montessori school.  I volunteer my time coaching youth, participating in charities for Cancer Research and Veterans of Foreign Wars and am active in my church.  However, the most enjoyable time outside of work is spending quality time with my family."

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April Landers, Tax Resolution Advisor

April Landers attended the University of Washington in Seattle, majoring in English Literature and minoring in Psychology. She entered the world of finance as an A/R accountant and found her calling as an advocate for the taxpayer. Prior to joining the team at Cobb CPA, April was a tax resolution supervisor in Encino, CA, and has been the primary practitioner on over 400 cases.

“A client experiencing a financial crisis is in a vulnerable position: I find it empowering to protect them from the intimidation and bullying tactics that the IRS employs. Over the course of my career, I have reduced the amount of tax that my clients were obligated to pay by close to 2 million dollars.

Cobb CPA cultivates an environment that encourages development and growth, so I never lack for opportunities to increase and update my knowledge of tax return preparation. My professional goals include passing the Special Enrollment Exam and becoming an Enrolled Agent; the certification will give me the same privileges before the IRS that are granted to CPAs and Tax Attorneys.

      After a day of IRS debating and negotiating, I find the nearest Zumba© Fitness class and trade my stress for sweat. I dance every day and recently became a certified Zumba© Instructor! I am a fan of anything feline and give back to the community by fostering feral kittens until they are old enough to be adopted. I also dabble in scrapbooking and have a great love for libraries and reading.

      The most important financial advice I can give is to PAY YOUR TAXES as you go! The vast majority of individual tax debt arises from inadequate withholding and underpayment of quarterly estimated tax deposits. Additional penalties and interest can literally double the initial tax liability over time. If you start getting in over your head, don’t ignore the situation and don’t despair; every tax issue can be resolved. “

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